Best Cashback Apps For Your Phone

These days, you can make an order for virtually anything you could ever want on the internet and have it delivered to your house in just a few days. This convenience is made possible by advances in technology. When you purchase online, you may also have the opportunity to save money by taking advantage of the most lucrative cashback programmes available to you.

Several cash back programmes will also provide you rewards for purchases made at traditional retail locations so long as you have the receipt for your transaction. Making advantage of these cash back websites may be well worth the effort because the benefits they provide may add up over time and can be earned in various ways.

Are you seeking the app that gives you the best cashback percentage? Then, take a look at these 11 amazing opportunities. Using the information that has been supplied, figure out how you may start saving money while shopping at your chosen businesses by using the information offered.


The Top Cashback Apps Available In The UK

  • Rewards for Airtime
  • TopCashback
  • Quidco\
  • LoyalBe
  • Swapi
  • JamDoughnut
  • KidStart
  • Shopmium
  • ClickSnap
  • CheckoutSmart
  • GreenJinn

How exactly do cashback apps function?

This is something that is dependent on the app that you are using. Some apps need you to link your debit or credit card to the app before you can use it, and when you purchase at a certain retailer, money will be deposited to your account without you having to do anything else.

When using other apps, you are required to click on a link first before you can make an online purchase. And finally, some applications require you to buy a certain item from a grocery store before using them. After that, you need to scan your receipt to get your money back, which may be a portion or the full amount, depending on the situation.

Airtime Rewards

The first cashback app that made it onto the list may be used in a snap and is incredibly user-friendly. When you make a purchase at a retailer eligible for cashback, you must link your debit or credit card to the app. After that, money will be instantly sent to your account. The money that you earn can then be applied to paying down the bill for your mobile phone.

Although the stores that are featured on the app are subject to change, you can typically find familiar names like Boots, Morrisons, Primark, and Matalan there. The payback is excellent, but the best part is that it can be used both online and in stores.


If you haven’t utilised TopCashBack previously, I don’t know where you’ve been hiding. Along with being one of the most popular cashback websites in the UK, TopCashback also features a user-friendly mobile application. In contrast to the apps described above, attaching your cards will not earn you cashback rewards. Instead, you will be required to click on a link before you can complete your transaction.

Only when you make purchases through an online retailer can you receive cashback, as doing so requires you to first click on a link. However, there are thousands of retailers included, and the rates offered can be rather significant.

Although a paid option is available for additional perks, membership is free of charge. You can withdraw your profits using PayPal, through your bank, or perhaps as a gift voucher, which could earn you an additional boost.


Quidco is a legitimate rival to TopCashback in this market. It operates in the same manner and provides the same list of retailers. Before you go shopping, it is important to determine which of the two websites, Quidco or TopCashback, will provide you with the highest payback rate so that you may maximise the amount of money you earn.

Again, there is the option of paying for membership for those who believe they will use the benefits. However, Quidco has another benefit that TopCashback does not have, and that advantage is called ClickSnap.


To earn cashback, you must open the app and click on the link to your preferred retailer, just as you would with TopCashback and Quidco. KidStart, on the other hand, is not quite the same. All of the money that you make will be put away in a savings account for children.

This does not have to be your own child; it might be a close friend or even a member of your extended family. Even though the payback rates aren’t as fantastic as they could be, there are a variety of businesses to choose from, and this is a really great method to assist your children in building for their future.


The way that LoyalBe functions are quite comparable to that of Airtime Rewards. After downloading the app, all that’s left to do is link it to your account so you can start collecting loyaltyCoins. After that, you may trade them for gift cards redeemable at major retailers such as Argos and Amazon. The fact that you can’t link credit cards to the app is the only negative aspect of it.

There are many similarities between the stores listed on LoyalBe and those listed on Airtime Rewards. This indicates that you have the potential to earn twice as much cashback.

Swapi can be thought of as a hybrid product that combines TopCashback and Airtime Rewards. By purchasing through links within the Swapi app or by attaching your debit or credit cards and making purchases using those methods, you can earn rewards. However, you will be rewarded with points rather than being compensated monetarily.

These points can then be redeemed for prizes such as gift cards, free coffee, or even a free sausage roll, depending on how many points are redeemed.

Although the payback rates are not quite as generous as those offered by the applications described above, this is nevertheless a useful app to have.


This application includes a map that displays local stores and the many currently available deals. To make a claim, you must first take a picture of the receipt and scan the merchandise’s barcode. After that, the money will be deposited into your account. The smallest amount you can withdraw is £5, and it can be put into either your bank account or your PayPal account.


CheckoutSmart performs the same functions as the aforementioned apps, with the exception that the company’s deals are not store-specific. This does imply that there will be fewer offers, but it also means that there will be fewer walking about. You can make a payment request at any time, either through PayPal or your bank account; however, there is a cost of five per cent for every transaction that is less than twenty pounds.

It is essential to be aware that CheckoutSmart and ClickSnap are operated by the same company, which means that they both feature the same deals and discounts. It is possible that you could be paid for the same claim submitted to both apps on occasion.


GreenJinn is comparable to other apps, except it only covers three grocery stores: Tesco, Sainsbury’s, and Waitrose. This has several limitations. On the other hand, there are plans to open additional grocery stores. Because the app gives you the option to filter out vouchers in which you have no interest, it is much simpler for you to uncover deals that are pertinent to your needs.

The process is the same as the others; you need to take a picture of your receipt and that needs to be uploaded. When you achieve the threshold of £1.50, you will be able to transfer your earnings to either your PayPal account or your bank account.

Which is the most effective cashback app in the UK?

This is a challenging situation. Even though it’s a bummer that you can only use Airtime Rewards to pay down your mobile phone bill, it’s definitely the programme that’s the least complicated to use. But there’s no reason why you can’t use any app to its full potential, and that shouldn’t stop you from doing so.

Remember to maximise your cash back by stacking it!

Keep in mind that you can request cashback from more than one app. For instance, if you make purchases at Boots, you will be able to get cash back through Upside and Airtime Rewards, and you will also have the ability to scan your images afterwards. Take a brief glance at the various deals available to you before you head out for any shopping.

Get a percentage of the money you already spent back in cash.

Using these cash back applications is a simple method to get money back on the purchases you make on a regular basis. Make sure, though, that you don’t suddenly start spending more just so you may save more money; otherwise, these cash back programmes will do more harm than good.

These applications can be a tricky approach to putting more money in your bank account so long as you don’t go crazy when you see a sale advertised on one of them. You could even be able to utilise that additional money to start a travel fund, which you can then use to pay for your next exciting vacation.

You might be also interested in reading our blog regarding best money making apps in the UK.

By Dave

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